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Stop Foreclosure and
Salvage Your Credit
Medical expenses, the loss of a job and other life-altering occurrences can
happen to anyone, causing you to fall behind in your loan payments. If you
stop paying your credit cards it hurts your credit rating, but if you stop
paying your home loan the situation is even worse, because the lender can
foreclose, taking ownership of your home
It doesn't matter if your goal is to stop
foreclosure
while you
get back on
your feet,
to sell your
house fast,
or to simply
prevent your
credit from
being
destroyed,
you have options available to help you through this difficult,
stressful situation.
+
Click Here
to Receive
your
Free Special Report on How to Avoid or Stop
Foreclosure
Are you behind in payments and facing a
foreclosure of your home?
We understand that going
through the foreclosure process, risking to lose your home and ruin your
credit is a traumatic experience and a huge financial burden.
The simplest way to stop the
foreclosure process is by bringing the loan current. That typically requires
a large lump sum of cash to cover all missing payments, late fees, attorney
fees, and other miscellaneous costs.
Do you qualify for a plan
to stay in your home?
If you don’t have
all of the money to bring the loan current there are other ways to stop
foreclosure.
Answer the following
questions to see if you qualify for a plan where you can
stay in your home:
If you qualify, there is a
very good chance your lender will agree to a plan to help you catch up on
your payments.
Click
here to see what some of the available plans might be.
Most lenders have a
department that will assist you in applying for a loan modification.
What if I don’t qualify for a loan
modification plan?
If you're interested in
staying in the home and you have a lot of equity, one option would be to
refinance your loan. This has become increasingly difficult with the
recent tightening of the credit market.
If you just want to stop the
foreclosure and move on with your life, we can make you an offer to buy your home in a short time period.
This will stop the foreclosure, and you will not need to do any repairs or pay a real estate commission.
Click here for our
Stop
Foreclosure Form
What if I don’t have equity in my home, and
I don’t qualify for a loan modification plan?
In most
cases the best you can hope for is to sell your home to stop the foreclosure. A
foreclosure on your record is worse than bankruptcy…it can stay on your
credit report for up to 10 years! If you are going to lose the house
to foreclosure anyway, it is in your best interest to work out an
arrangement with the bank to stop the foreclosure and move out of the house to
get a fresh start. If that applies to you - the best alternative that will
minimize the impact on your credit is to sell the property in what is called
a
Short Payoff, or
SHORT SALE. We can help you with that.
Click
Here to Learn How we Can Help You with a Short Sale.
If you are interested in
selling your home to get out from under the burden of your current
situation, please contact us. It doesn’t matter if you have no equity in
your house, we can work with your lender to take less than you
owe. They really DON’T want to foreclose and own your home.
These are some things you
CAN do to stop foreclosure and save your credit. However, the worst
thing you can do is NOTHING. Unless the Sheriff's sale is
imminent,
there are still some steps you can take to avoid foreclosure (often the
lender will postpone the sale to try and get a short sale worked out). However, the
longer you wait, the fewer options you will have. A foreclosure will stay
on your credit history for up to 10 years! Even if you have moved out
of the house and it is vacant, there is still hope of stopping the
foreclosure!
Simply fill out our
Stop
Foreclosure Form
and someone will contact you with a possible solution to your problem!
If you just
have a few
questions
and would
like to talk
with
someone,
call us a
502-639-9628.
STOP FORECLOSURE NOW!
TELL US ABOUT YOUR HOUSE
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